Welcome to Bless Financial Technologies Inc. (www.blessfinancial.ca, the “Site”). The following terms and conditions (these “Terms”) govern your access to and use of the Site, including any content, functionality and services offered on or through the Site, whether as a guest or a registered user.​

Please read these Terms carefully before you start to use the Site. By using the Site, you accept and agree to be bound and abide by these Terms and our Privacy Policy, found at www.blessfinancial.ca/privacypolicy, incorporated herein by reference. If you do not want to agree to these Terms or the Privacy Policy, you must not access or use the Site.​

This Site is operated by Bless Financial Technologies Inc. (“Bless, “we”, “us” or “our”). We offer this Site, including all information, tools and services available from this Site to you, the user, conditioned upon your acceptance of all the terms, conditions, policies and notices stated here.​

1. Changes to the Site and these Terms:

We reserve the right to make changes to the Site and these Terms at any time. Any changes we make will be effective immediately upon posting on the Site. Your continued use of the Site after any changes have been made constitutes your acceptance of the new Terms. It is your responsibility to regularly check these Terms for any changes.

​2. Accessing the Site:

We reserve the right to withdraw or amend the Site, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, to users, including registered users.​

3. User Account:

In order to access certain features of the Site, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to terminate or suspend your account at any time, without notice, for any reason, including, but not limited to, if we believe that you have violated these Terms.​

4. Prohibited Uses:

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

(i) In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).

(ii) To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.

(iii) To impersonate or attempt to impersonate Bless, a Bless employee, another user or any other person or entity.

(iv) To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm Bless or users of the Site or expose them to liability.

Additionally, you agree not to:

(i) Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site, including their ability to engage in real time activities through the Site.

(ii) Use any robot, spider or other automatic​

5. Intellectual Property:

The Site and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Bless, its licensors or other providers of such material and are protected by international copyright and trademark laws.

You may use the Site and its content only for your personal, non-commercial use and may not reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Site without the express written permission of Bless​

6. Disclaimer of Warranties:

The Site is provided on an “as is” and “as available” basis. Bless makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, or products included on the Site. To the full extent permissible by applicable law, Bless disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Bless will not be liable for any damages of any kind arising from the use of the Site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.​

7. Limitation of Liability:

Bless will not be liable for any damages of any kind arising from the use of the Site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.​

8. Indemnification:

You agree to indemnify, defend and hold harmless Bless and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any rights of another.​​

9. Severability:

In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.​

10. Entire Agreement:

The failure of us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.These Terms and our Privacy Policy constitute the entire agreement between you and Bless and govern your use of the Site, superseding any prior agreements between you and Bless (including, but not limited to, any prior versions of the Terms).​

11. Changes to the Terms:

You can review the most current version of the Terms at any time at this page.We reserve the right, at our sole discretion, to update, change or replace any part of these Terms by posting updates and changes to our website. It is your responsibility to check our website periodically for changes.

Your continued use of or access to our website or the Service following the posting of any changes to these Terms constitutes acceptance of those changes.​

12. Contact Us:

If you have any questions about this Privacy Policy or our information practices, please contact us at team@blessfi.com